University of Kent Emergency Student Loan (KESL) 2025

Applications are now open for the University of Kent Emergency Student Loan (KESL) 2025. 

Kent Emergency Student Loans (KESL) are available to all undergraduate and postgraduate, Home, EU or International, full time or part time students, who find themselves in temporary financial difficulties.  Applications can be made throughout the year but final year UG's will not receive payments past 13th April 2025.

The purpose of the loan is to aid students suffering financial difficulties who need help with their immediate essential living costs (i.e. not accommodation costs).

• Table of Content
• About University Of Kent
• Kent Emergency Student Loan (KESL)
• Aim and Benefits of Kent Emergency Student Loan (KESL)
• Requirements for Kent Emergency Student Loan (KESL) Qualification
• Interview date, Process and Venue for Kent Emergency Student Loan (KESL)
• Application Deadline
• How to Apply

About University Of Kent

Kent is a leading academic institution: 97% of our research was judged to be of international quality in the Research Excellence Framework.

Kent Emergency Student Loan (KESL)

Aim and Benefits of Kent Emergency Student Loan (KESL)

Students can receive an emergency loan from the Financial Aid Office of up to a maximum of £240 after submitting a completed application. Students must agree a repayment date at the time of application.

Requirements for Kent Emergency Student Loan (KESL) Qualification

To be eligible you need to:

• Be fully registered
• Have already used all the funds available to you
• Have already tried other sources of funding, e.g. parents or bank
• Be able to repay the loan within three months
• Have not already got any short term loans outstanding
• Supply all necessary evidence

Interview date, Process and Venue for Kent Emergency Student Loan (KESL)

Are there any exemptions or things to be aware of when applying?

• Kent Emergency Student Loans are discretionary and not given on demand.
• They are loans granted when all other sources of funding have been exhausted. The University reserves the right to ask that a student exhausts all other reasonable avenues of funding before a KESL is issued.
• They are intended to cover essential expenses such as food, for a limited period of time, to allow time for your financial situation to improve.
• Students can have more than one KESL outstanding at any one time but the maximum amount cannot exceed £240 in total.
• KESLs are loans and must be repaid. If this debt, or any other, is still owed when you graduate then you may be prevented from attending your graduation ceremony, with your degree being conferred "in absentia"
• 1.5% interest will be charged to all KESLs not repaid by their agreed repayment date
• Kent Emergency Student Loans will not be available to final year students in the Summer Term.
• Students applying for a KESL to pay for a fine will also need to provide satisfactory evidence of this with their application. Fines imposed by the University cannot be considered for a KESL.

Application Deadline

How to Apply

If you are eligible to apply you will need to log onto your KentVision Portal and select My Fees & Finance, Apply for funding, to apply for a KESL.

You will need to upload your bank statements to your application. The Financial Aid Office will assess your situation and decide if a loan is appropriate.

In order to be considered for a loan, you will need to provide the following:

• Up-to-date bank statements showing transactions from the last 30 days, including the current bank balance (to show spending and that no other funds are available e.g. overdraft)
• Completed application form via KentVision

For more details, visit University of Kent webpage